Did you know you can use apps to buy insurance, manage your insurance, and even save money on insurance costs? Because we 100% didn’t. It wasn’t until recently that we discovered this was a possibility and immediately began diving in to see what information we could find.
In the process, we realized how tough it is to sort through apps. There’s always one more review to read or a lack of consistency when it comes to descriptions and ratings. It can make choosing the right app feel incredibly overwhelming.
With that feeling in mind, we started to build a list of things to consider when choosing an insurance app, and that’s when we came across the top 10 list from AppGrooves (linked above). Using these apps as a foundation, we were able to finalize our tips to help you determine your perfect insurance apps. These are the tips we’ve included below.
Plans from Popular Carriers
There are plans available from hundreds of carriers – it’s a lot – and choosing the one that best fits you, your budget, and your lifestyle is overwhelming; we’ll be the first to admit it. If you’re unsure about what insurance company or plan to select, you may want to select an app that compares plans for a multitude of insurances, like home and auto. That way, you can see what your costs and coverage will be like.
On the other hand, if you already have insurance coverage with a major company like Geico, Nationwide, Progressive, Farmers Insurance, Allstate, State Farm, or Liberty Mutual, you’ll want an app that gives you quick access your specific quote and plan whenever you want.
Owners of homes and automobiles may also be interested in an app that provides special features or tools for home and auto. Fast access to roadside assistance or a way to submit insurance claims right from your mobile device can come in handy. Having these things right on your insurance app? Even better!
Get the Best Deals with Plan Reviews
It really is true that research can only get you so far. Looking at reviews is what will tell you whether or not an insurance plan is worth your time and money. Regardless of what type of insurance you’re looking for, reviews from real people are always helpful in making your final decision. For this reason, you’ll want an app that allows you to peruse reviews easily.
If you want a more professional recommendation, you may also want to look into an app that offers reviews from third-party businesses or journalists that really compare and contrast various plans (like Farmers and State Farm insurance, for example) with thorough, professional reviews.
Do you frequently write reviews yourself? Look for an app that not only gives you access to your insurance plan but allows you to write a review for it so other buyers (and the company itself) can know your opinion.
Drivers need auto insurance to stay protected on the road – that’s a straight-up fact. Driving around without it can be risky and, in the long-run, highly expensive. For new drivers without insurance, find an app that offers insurance quotes from a variety of companies; this is a good place to start looking and matching programs with your budget.
More experienced drivers (and/or drivers who already have insurance) might be more interested in an app that provides access to insurance information at the push of a button. This way, you can see who your insurance representative is, keep track of your costs, and monitor any claims right from your phone.
Additionally, if you’re always trying to make sure your bases are covered when you’re driving in new places, you may want to look for an app that provides quick access to special features like roadside assistance. As a result, you won’t have to endlessly search for the phone number you need – it’s all available at the press of a button.
Families who are looking for better insurance deals will want to consider an app with bundle insurance, like home and auto. Combining these two insurances can often be more cost-effective, saving you money in the long run and letting you keep track of everything in one place.
Now you know a little bit more about what you need to look for when it comes to finding the perfect insurance app. We know finding the right insurance can be tough – even with tools (like apps) to make everything easier. However, if you use these tips, we’re confident you’ll find exactly what you need in no time.
Disclosure: We are a professional review site that may or may not receive the compensation from the companies whose products we review. Some posts in this website contain affiliate links. We test each program or network thoroughly and give high marks to only the very best. We are independently owned and the opinions expressed here are our own.